- Age 0-19
- Age 20-44
- Age 45-64
- Age 65+
How GoodMed fits in your healthcare strategy
Option 1: By Itself
We recommend that all members have some type of insurance coverage for the unexpected, however it is not required. As an individual, you don’t have to go without care because of the lack of insurance. 90% of medical needs for 90% of the people can be managed through primary care.
As an Employer, offering Direct Primary Care as a standalone benefit will help reduce out-of-pocket costs for employees who have purchased their own plans. In 2015, a typical individual paid over $1100 in medical costs before insurance kicked in.
Option 2: Paired with High Deductibe Health Plan (+ HSA)
Pairing GoodMed with a high deductible health plan allows for coverage for catastrophic events while providing concierge level quality and access to primary care services. Switching from a “Silver” or “Gold” level plan to a “Bronze” plan will typically save well more than the amount of membership at GoodMed DPC and significantly reduce out-of-pocket expenses incurred over the year. Adding an HSA account will allow for tax deferred payment for incidental medical expenses like labs, prescriptions, supplements, imaging, and payment toward the high deductible if necessary.
Option 3: Paired with Liberty Direct cost-sharing plan (typically 40-60% savings)
Medical cost-sharing is an ACA-compliant alternative to health insurance. In this option the medical cost- sharing organization would pay for medical expenses incurred outside of GoodMed.
GoodMed DPC is a “Premier Practice” of Liberty Direct, a branch of the Liberty Health cost-sharing non-profit organization designed to seamlessly integrate with DPC practices. Liberty Direct pays a stipend of up to $100 toward membership at GoodMed, significantly reducing costs of membership, and in many instances covering all of the membership fee.
We are a proud premier practice of Liberty Direct, a cost sharing organization that provides an ACA compliant option (as in, no fine!) to health insurance. Liberty Direct has created a low cost option that pairs perfectly with your GoodMed membership and provides a stipend toward a portion of your membership fee (and in some cases, covers all of your membership fee!). Learn more about Liberty Direct here. They also provide regular webinars for the public. You can find when the next webinar is planned and register here.
We love challenging the status quo at GoodMed, so we are extremely excited to integrate specialist consults into member benefits with RubiconMD. Many specialist visits are unnecessary, not to mention, inconvenient and costly. Now your physicians at GoodMed have specialist advice at their fingertips to save you time and money.